HDFClife.com – HDFC Life click 2 Protect Term Plan Review.If you are searching for the best as well as reasonable price protection term plan then you are the right place. HDFC Life click 2 Protect plan is an best insurance term plan which offers you complete protection at an inexpensive price.
HDFC Life click 2 Protect Term Plan Review
In addition, with an assist of this plan, you can also protect yourself as well as your dear ones against any kind of uncertainties that life may toss at you. The term life insurance plan policy offers a wide array of cover alternative as well as you can select the cover depending on your requirements.
It is an online term insurance and the main aim of the plan is to offer financial protection for you and your loved ones. The plan has a unique feature which is not accessible in most of the online term insurance plans. When HDFC life has been a great option for a customer in terms of competitively priced term insurance that carries the reputation of HDFC, now let us see the key features and benefits of this plan briefly.
Key features of HDFC Life Click 2 Protect Plus Plan
- The plan offers total protection to you and your family members along with the choice of different plan options.
- You can choose any plan options such as Life option, Income option, Extra life option, Income plus option.
- The plan offers policy terms of 10- 40 years as per the cover needed along with choice f regular, restricted as well as single premium paying term option.
- You are Rewards for healthy lifestyles along with fewer premium rates for non-tobacco users.
- Different payment options are available such as annually, half yearly, quarterly or else monthly for regular and restricted premium paying term policy.
Major benefits of HDFC Life Click2Protect plan
- The plan offers choice to protect you and your family future by an approach of lump sum merits as well as monthly income below different plan alternatives.
- With the life stage protection features, you can easily boost your insurance cover on the certain key landmark of your life without taking a fresh medical test.
- You can enjoy tax benefits below sections 80C as well as 10(10D) of Income Tax Act, 1961
Eligibility to Buy HDFC Life Click2Protect Term Plan
- Minimum entry age is 18 and Maximum age is 65 years.
- Minimum maturity age is 28 and maximum age is 27 years
- Minimum policy term age is 10 and maximum age is 40 years
- Premium paying frequencies is quarterly or monthly, half- yearly and annual.
- Premium paying terms such as regular, restricted or single
- Minimum sum assured is Rs. 25 Lakh.
Different plan options available in HDFC Life Click2Protect plan
This plan is superior to plain vanilla term insurance plan. As against only in death merits payout to the nominee in the plain vanilla plans (together with HDFC life click2Protect). However, this plan goes one step ahead and offers the policyholders multiple alternatives to choose from. You can select from any one of the below given following plans as per your needs
- Life options– the sum assured at the period of death
- Extra life option– the double sum assured on any accidental death instance
- Income option– The part of sum assured as lump sum with monthly income over a duration of 15 years.
- Income plus an option– The 100 percentage of sum assured on death instance as well as monthly income based upon the option selected.
Claim Settlement Ratio
Claim Settlement ratio of HDFC life click to protect online term plan is 94%. HDFC Term plan is one of the well known and having good review term plan. You can check other good Online Term Insurance Plans here. We will update more term plan reviews here, Keep visiting Best Term Plan blog.
Download Brochure of HDFC Life Click2Protect
Here from this link you can download the brochure (retail) of HDFC Life Click2Protect Term Plan.